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Expanding the Benefits Horizon®


Founded in 1945, American Public Life Insurance Company (APL) is a leading provider of voluntary worksite benefits. With sales through independent brokers, APL is changing employee benefits by providing a fully-customizable suite of products to meet the specific needs of groups. With offices in Jackson, Mississippi and Oklahoma City, Oklahoma, APL is licensed to conduct business in 49 states and has a financial rating of A+ (Superior)* through AM Best ( For more information, please visit

*www.ambest/consumers (05/18/21)(A+ is 2 out of 16 with 1 being the highest)

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Find out how American Public Life's comprehensive portfolio of solutions can help maximize your benefits and reduce employees' out-of-pocket costs.

Underwritten by American Public Life Insurance Company. These products may have limitations and exclusions, all benefits may not be available in all states and do not replace Workers' Compensation Insurance. See separate products pages for specific disclaimers.

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The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.