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Salary Protection


Salary Protection is an innovative term-life insurance product (issued by C.M. Life Insurance Company, a MassMutual subsidiary) that takes the confusion out of calculating your coverage needs. If the unexpected happened and an employee with this coverage were to pass away, Salary Protection would provide their family with an amount equal to the employee’s paycheck every month for up to 15 years after the date of purchase (five-year minimum payout period). Salary Protection is exclusively offered by Haven Life Insurance Agency, a digital life insurance agency that’s committed to delivering exceptional products, delightful purchasing experiences and meaningful moments of customer service. 

How it helps


  • Unique – no other broker or employer will have heard about this type of offering at work.
  • Painless administration – Premiums are automatically deducted from an employee’s paycheck.
  • Coverage employees can count on –Salary Protection is provided exclusively by Haven Life and issued by C.M. Life Insurance Company – a subsidiary of MassMutual, one of the country’s oldest and most reliable insurers.

Your Employees

  • $1,800,000 of coverage with no exam with prices competitive with the individual market.
  • Simple paycheck-style payout - Monthly payments are easy for loved ones to manage while helping them maintain financial stability.
  • Individually underwritten - The younger and healthier you are, the more affordable coverage can be.
  • Portable policy - Salary Protection stays with you even if you switch jobs.
  • Completely digital experience - No medical exam, phone calls or offline appointments required to start coverage. You receive a coverage decision in real-time.

Available Products

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Find out more about how Haven Life Salary Protection can help you and your employees.

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Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.