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Accident, Critical Illness, Hospital Indemnity


Since 1912, Liberty Mutual has been committed to providing broad, useful and competitively-priced insurance products and services to meet customers' ever-changing needs. Liberty Mutual offers a wide range of insurance products and services, including personal auto, critical illness, accident, hospital indemnity and more. Liberty Mutual is a trusted brand with customizable coverage and their organization has grown into the third largest property and casualty insurer in the United States.

How it helps


  • Customized coverage at competitive prices. Multiple tiers of coverage options or create a customized offering by choosing the coverages that are to be made available – all at affordable and guaranteed rates.
  • Brand people know & trust. We have 9,000 employer partners with 40-plus years of experience. Liberty Mutual is ranked 68th on the Fortune 100 list and rated “A” (Excellent) for financial strength by A.M Best Rating Services.
  • Dedicated & experienced account services team. Specialized and dedicated Relationship Managers deliver expertise for groups of various sizes and are readily available to provide service and support.
  • Best-in-class benefits administration. From education and enrollment to claims processing, robust technology solutions are in place to ensure a seamless, integrated experience pre- and post-sale.

Your Employees
Best in Class Service.

  • Vast Claims Expertise. Liberty Mutual provides claims service continuity. 24/7 Phone Claim Intake providing instant adjuster assignment for a dedicated single point of service.
  • Transparency. Liberty Mutual communicates regularly and holds the team accountable for updates throughout the claim’s lifecycle through regular dialogue with customers.
  • Coordinated Claims Experience with Auto/Home. One call can trigger all claim events for customers with LM Auto/Home and Voluntary products.

Available Products

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Find out more about how Liberty Mutual can help you and your employees.

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Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with BenefitStore, Inc. (doing business as 627 Benefits Insurance in California and 627 Insurance Agency in New York), a licensed insurance agency and wholly owned subsidiary of Benefitfocus, or through your, your association’s, or your employer’s appointed broker as applicable.