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Universal Life


As a recognized leader in both the retirement and voluntary benefits industry, Transamerica’s comprehensive portfolio provides access to exceptional benefits for employers, employees and their families. With their significant investments in technology and administrative support, employers are discovering their product design flexibility, self-administration offerings and superior implementation experience — all with a real commitment to personal attention.

How it helps


  • Provides access for employees to life insurance to age 100 instead of only term life insurance.
  • Provides access for employees to obtain Living Benefits for LTC expenses on a guaranteed issue basis.
  • Permanent life insurance product is fully residentially hosted on the platform.

Your Employees

  • Guaranteed Issue up to $150,000 for employees and $25,000 for spouse/$20,000 child term.
  • Living Benefit and Extension rider for LTC expenses available.
  • 5.25% current interest rate for accumulated cash value.

Available Products

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Find out more about how Transamerica universal life can help you and your employees.

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Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.