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Portable Term Life Insurance


Founded in 1945, American Public Life Insurance Company (APL) is a leading provider of voluntary worksite benefits. With sales through independent brokers, APL is changing employee benefits by providing a fully-customizable suite of products to meet the specific needs of groups. With offices in Jackson, Mississippi and Oklahoma City, Oklahoma, APL is licensed to conduct business in 49 states and has a financial rating of A+ (Superior)* through AM Best ( For more information, please visit

*www.ambest/consumers (05/18/21)(A+ is 2 out of 16 with 1 being the highest)

How it helps


  • May offer all three terms - 10, 20 and 30-year.
  • Group rate.
  • Level rates throughout the life of the term.

Your Employees

  • Portable for remaining length of term.
  • Employee picks term appropriate for their stage of life.
  • Spouse and child(ren) coverage available.


Available Products

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Find out more about how American Public Life's term life insurance can help you and your employees.

Underwritten by American Public Life Insurance Company. This product may have limitations and exclusions, all benefits may not be available in all states, does not replace Workers' Compensation Insurance and is not generally qualified benefits under Section 125 Plans. Premiums will not change during the life of the certificate.

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Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.