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Voluntary/Supplemental Accidental Death and Dismemberment (AD&D)


Securian’s unique brand of service has established them as a valued provider of group insurance benefits. Securian is known for their responsiveness, flexibility, personal touch and service excellence. Combining their deep knowledge of their clients’ demographics along with data analytics ensures employees have the insurance protection and financial wellness solutions that fit their needs.

How it helps


Group voluntary AD&D provides additional financial protection if an insured’s death or dismemberment is due to a covered accident, whether it occurs at work or elsewhere. Voluntary AD&D is offered as an employee-paid coverage and can be tied to supplemental life insurance coverage or as a separate, stand-alone election. Dependent AD&D insurance is also offered as an employee-paid coverage that provides spouses and children with additional protection.

For employers, AD&D is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost. AD&D coverage provides employees with an additional layer of financial protection allowing them to adequately purchase enough combined Life and AD&D coverage to protect their family’s financial future. 

Your Employees

Voluntary AD&D helps protect employees’ families when they need it most. With AD&D coverage, employees or their beneficiaries may receive an AD&D benefit in the event of death or dismemberment as a result of a covered accident. Employees can decide how much additional coverage they need and take comfort in knowing that they have further protected their family’s financial future.

Available Products

Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.