Voluntary/Supplemental Accidental Death and Dismemberment (AD&D)

Securian’s unique brand of service has established them as a valued provider of group insurance benefits. Securian is known for their responsiveness, flexibility, personal touch and service excellence. Combining their deep knowledge of their clients’ demographics along with data analytics ensures employees have the insurance protection and financial wellness solutions that fit their needs.

You

Group voluntary AD&D provides additional financial protection if an insured’s death or dismemberment is due to a covered accident, whether it occurs at work or elsewhere. Voluntary AD&D is offered as an employee-paid coverage and can be tied to supplemental life insurance coverage or as a separate, stand-alone election. Dependent AD&D insurance is also offered as an employee-paid coverage that provides spouses and children with additional protection.

For employers, AD&D is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost. AD&D coverage provides employees with an additional layer of financial protection allowing them to adequately purchase enough combined Life and AD&D coverage to protect their family’s financial future. 

Your Employees

Voluntary AD&D helps protect employees’ families when they need it most. With AD&D coverage, employees or their beneficiaries may receive an AD&D benefit in the event of death or dismemberment as a result of a covered accident. Employees can decide how much additional coverage they need and take comfort in knowing that they have further protected their family’s financial future.