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Life and AD&D


At The Standard, we believe you deserve to live and work feeling confident in tomorrow.

We’re a leading provider of financial products and services, specializing in group insurance including disability, life, AD&D, dental, vision and voluntary as well as absence management services, group retirement plan products and services, and individual annuities and disability insurance.

For more than 100 years we’ve been helping people achieve financial well-being and peace of mind by showing up with a drive to put people first, provide unparalleled service backed by deep expertise. We believe you matter so we challenge ourselves to go above and beyond to serve you every day. Not as a number or a policy – but as a person.

How it helps

Your employees and their loved ones can count on people who care after a death or physical loss. And you can feel good knowing their experience will be easy when they file claims for Group Life and Group Accidental Death and Dismemberment insurance. Key features for employers include:

  • Flexible plans to fit business needs
  • Portable coverage
  • Access to services such as The Life Services Toolkit, Travel Assistance and AD&D Occupational Assistance

Your Employees
At The Standard, we believe in putting people first — and caring for your employees and their loved ones like they’re family. Our Life and AD&D team members know how to listen and offer compassionate support. They take part in specialized grief training every year. This also helps our claim analysts recognize when beneficiaries need more support — such as a referral for grief counseling.

We streamline claims to make the experience easy. Beneficiaries and employees dealing with a physical loss can rely on one analyst for both Life and AD&D claims. We collect and pay for all required records, such as police reports and medical records, so beneficiaries don’t have to track them down.

Available Products

Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.