Better benefits. Total transparency.

BeneRe is the first ever group captive model for supplemental benefits, providing large employers (1,500+ employees) with a transformative approach that delivers improved coverage for employees, financial transparency, and consistent year-end dividends for benefits programs. Since 2019, we have grown to protect 1.6 million employees across 167 clients, returning over $23 million in dividends. Our model prioritizes Total Transparency and has achieved a 99% retention rate, highlighting our commitment to value and trust.

How it Helps

For Employers

• Total Transparency: Full visibility into claims and expenses, enabling fiduciary stewardship of your benefits program.
• Potential Dividends: Unused premiums result in year-end dividends, which are then reinvested into employee benefits programs, enhancing overall offerings.
• No Additional Risk: Join our program without incurring extra costs or risks, integrating seamlessly with your existing benefits structure.

For Employees

• Enhanced Coverage: Access superior supplemental benefits with lower premiums, providing greater financial protection at reduced cost.
• Financial Security: Plans designed to help employees manage unexpected expenses, promoting financial wellness and peace of mind.
• User-Friendly Experience: Straightforward enrollment and claims processes supported by the nation’s leading insurance companies and our commitment to exceptional customer service.

Available Products

• Accident Insurance
• Critical Illness Insurance
• Hospital Indemnity Insurance
• Legal Insurance

Discover how BeneRe's groundbreaking group captive model, with its commitment to transparency and dividend potential, can provide unmatched value for your organization. 

Legal disclaimer: The information provided on this site has been developed by BeneRe for general informational and educational purposes. BeneRe strives to ensure that this information is up-to-date and accurate.