Hospital Indemnity Insurance

Backed by a long history of financial strength and stability, Lincoln Financial is a leader in the group insurance industry. We deliver a wide portfolio of financial protection solutions, including term life, disability, dental, accident, critical illness and vision insurance, with easy administration for our employer groups. By providing comprehensive benefit choices, along with education and tools, Lincoln Financial helps employees feel confident when selecting and using their benefits. Lincoln Financial Group has a thorough understanding of our unique customers, allowing us to deliver an insightful portfolio of group benefits, designed to fit the needs of each business. Lincoln Financial Group has a thorough understanding of our unique customers, allowing us to deliver an insightful portfolio of group benefits, designed to fit the needs of each business.

You
Lincoln Group Accident Insurance strengthens your benefits package and pays your employees with cash payments if they suffer a covered accidental injury. The versatile modular design allows you and your employees to tailor the right solutions to align with core benefits. Enjoy more choices and greater flexibility with this enhanced product.

Lincoln Group Critical Illness Insurance strengthens your benefits package and distributes lump-sum cash payments to your employees upon diagnosis of covered illnesses or events. The straightforward and flexible design allows for coverage of separate conditions and simplifies administration.

Lincoln Group Hospital Indemnity Insurance strengthens your benefits package and pays a lump-sum cash benefit if a covered employee or family member is admitted to a hospital due to an illness or injury. It’s up to the employee how to spend it — they can pay health expenses, their mortgage or other bills, or anything else they find helpful.

Your Employees
Lincoln accident, critical illness and hospital indemnity insurance is designed with you in mind. For a covered illness, event or accidental injury you will receive a lump-sum cash benefit to use for medical expenses, plan gaps or living expenses. Both are family-focused providing adult care and child-specific benefits and coverage is portable so it can stay with you throughout your life journey.