Skip to main content

Legal Insurance


MetLife serves more than 100 million people1 and provides benefits and retirement solutions to more than 90 Fortune 100 companies2. MetLife’s customer-focused solutions, exceptional service and proven expertise — combined with state-of-the-art capabilities of strategic third-parties — provides expert guidance that employers can be confident in.

How it helps

MetLife Legal Plans provides employees the confidence and peace of mind they need so they can stay productive and focused at work. We provide easy and cost-effective multi-channel access to legal advice and representation, empowering employees to seek help for a variety of legal matters no matter what stage of life they are in.  

Our legal plans are customizable and suited for diverse employee needs. The legal plan compliments financial and emotional wellness initiatives, as well as diversity, equity, and inclusion efforts making your benefits package a competitive appeal for future talent.

Your Employees
During your lifetime, you may need legal help more often than you think. Getting married, buying or selling a home, starting a family, dealing with identity theft, sending your kids off to college or caring for aging parents are just some scenarios where our experienced attorneys can provide expert legal advice. With the legal plan, you get access to legal help for all of these issues and more, all for a monthly fee. Typical uses include:

  • Money matters: identify theft, debt collection, and tax audit representation,
  • Home and real estate: Mortgages, deeds, buying or selling of a home, and tenant negotiations
  • Family and personal issues: adoption, guardianship, name change, and personal property protection
  • Vehicle and driving: defense of traffic tickets and license suspension

And much more quality legal assistance can be pricey and it can be hard to know how to find an attorney you trust. With MetLife Legal Plans, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events.

Available Products

Learn more

Find out more about how MetLife's legal insurance can help you and your employees.


Like most group benefit programs, life insurance programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force.  Ask your MetLife group representative for costs and complete details.
1 MetLife Corporate Fact Sheet 
2MetLife Internal Data as of December 31, 2021

Group legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company. Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney client relationship exists prior to the participant becoming eligible for plan benefits. Coverage for defense of criminal matters is excluded from insurance coverage for individuals located in New York. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters. Please see your plan description for details.

L0722024569[exp0724][All States][DC,GU,MP,PR,VI]

Learn more

Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with, Inc and/or BenefitStore or through your association's, or your employer's appointed broker as applicable. Please contact your broker for more information.