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Voluntary Short Term Disability


For more than half a century, Allstate Benefits has been committed to providing superior products and services using state-of-the art technology, exceptional customer service and passionate claims administration. Allstate offers competitively priced products that are affordable to employees with no financial impact to the employer’s bottom line. Enjoy peace of mind knowing that you’re offering your employees valuable protection from the brand they know and trust. That's Allstate’s stand. 

American Heritage Life Insurance Company (American Heritage Life®) was founded in 1956 in Jacksonville, FL and has expanded to a national presence. The company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia, Guam and the U.S. Virgin Islands. In October 1999, American Heritage Life was acquired by The Allstate Corporation and now uses the marketing name of Allstate Benefits. All products are underwritten by American Heritage Life, a subsidiary of The Allstate Corporation. Allstate’s home office is located in Jacksonville, Florida.

As a leading provider of supplemental insurance, Allstate is committed to delivering superior products and services with cutting edge technology, exceptional customer service and compassionate claims administration. With over 40,000 groups in force and insuring more than three million employees, Allstate upholds the Good Hands® promise every day.

How it helps

As an employer, you don’t want your employees to suffer financially if a short term disability happens. Allstate offers competitively-priced Products that are affordable to employees, with no financial impact to the employer’s bottom line. Enjoy peace of mind, knowing that you’re offering your employees valuable protection from the brand they know and trust.

Your Employees
An injury or sickness may slow you down, but it won’t slow down your monthly bills. Expenses such as house and car payments, or even daily living expenses such as groceries and gas, will still need to be paid. Disability insurance can help replace your lost income and help ensure your finances are not depleted.

Our cash benefits provide greater coverage options because you get to determine how to use them.

  • Finances – Can help protect your savings, retirement plans and 401k from being depleted.
  • Travel – You can use your cash benefits to help pay for expenses while receiving treatment in another city.
  • Home – You can use your cash benefits to help pay the mortgage, continue rental payments, or perform needed home repairs for your after care.
  • Expenses – The monthly cash benefit can be used to help pay your family’s living expenses such as bills, electricity and gas.

Available Products

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Find out more about how Allstate Short Term Disability can help you and your employees.

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Legal disclaimer

The information provided on this site has been developed by, Inc. and the carriers for general informational and educational purposes. Benefitfocus strives to ensure that this information is up-to-date and accurate.

Certain products available in the Benefit Catalog may be regulated through various state agencies as insurance products. Regulated insurance products are offered through brokers affiliated with BenefitStore, Inc. (doing business as 627 Benefits Insurance in California and 627 Insurance Agency in New York), a licensed insurance agency and wholly owned subsidiary of Benefitfocus, or through your, your association’s, or your employer’s appointed broker as applicable.